:root{--bg:#f4ede2;--panel:#fffaf2;--panel2:#eee1cf;--text:#2f2a24;--muted:#756b60;--line:#d8c9b5;--accent:#a45f3c;--violet:#9b704f;--green:#71805a;--warm:#c89458;--max:1180px;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--serif:Georgia,"Times New Roman",serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#f8f3eb,#efe4d5 50%,#f8f3eb);color:var(--text);font-family:var(--sans);line-height:1.65}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(248,243,235,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:70px;display:flex;align-items:center;gap:28px}.brand{font-size:20px;font-weight:850;color:#2f2a24;letter-spacing:-.03em}.brand span{color:var(--accent)}.navlinks{display:flex;gap:20px;margin-left:auto;align-items:center}.navlinks a{font-size:14px;color:#50483f}.nav-cta{padding:9px 14px;border-radius:9px;background:linear-gradient(135deg,#9b704f,#c7925c);color:#fffaf2!important;font-weight:800}.hero{padding:82px 0 58px;border-bottom:1px solid var(--line);background:radial-gradient(circle at 80% 10%,rgba(200,148,88,.18),transparent 31%),radial-gradient(circle at 25% 15%,rgba(113,128,90,.12),transparent 34%)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;color:var(--green);font-weight:850}h1{font-size:clamp(40px,6vw,76px);line-height:1.02;letter-spacing:-.045em;margin:12px 0 18px}h2{font-size:clamp(27px,3vw,39px);line-height:1.15;letter-spacing:-.03em}h3{font-size:21px;line-height:1.25}.lead{max-width:850px;color:#675e54;font-size:20px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;padding:12px 17px;border-radius:10px;border:1px solid var(--line);font-weight:800}.btn-primary{border:0;background:linear-gradient(135deg,#9b704f,#c7925c);color:#fffaf2}.btn-ghost{background:#fffaf2;color:#40382f}.searchbox{max-width:790px;margin-top:30px;position:relative}.searchbox input{width:100%;padding:17px 19px;border:1px solid #cbb99f;border-radius:13px;background:#fffaf2;color:#2f2a24;font-size:17px;outline:0}.searchbox input:focus{border-color:var(--accent)}.search-results{position:absolute;top:61px;left:0;right:0;display:none;max-height:430px;overflow:auto;background:#fffaf2;border:1px solid var(--line);border-radius:12px;box-shadow:0 22px 55px rgba(74,54,35,.16);z-index:30}.search-results.show{display:block}.search-item{display:block;padding:12px 15px;border-bottom:1px solid #e3d7c6;color:#342e28}.search-item small{display:block;color:var(--muted)}.section{padding:58px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:25px}.section-head p{max-width:680px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:linear-gradient(180deg,#fffaf2,#f3e8d9);border:1px solid var(--line);border-radius:16px;padding:22px;transition:.2s}.card:hover{transform:translateY(-2px);border-color:#b89973}.card h3{margin:7px 0 10px}.card p{color:var(--muted);margin:0}.pill{display:inline-block;background:#e6dac8;color:#7b563d;border-radius:999px;padding:5px 8px;font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:850}.article-shell{max-width:900px;margin:auto}.article-hero{padding:65px 0 28px}.article-hero h1{font-size:clamp(38px,5vw,62px)}.article-meta,.breadcrumbs{color:var(--muted);font-size:14px}.breadcrumbs{margin-bottom:18px}.article-meta{display:flex;gap:10px;flex-wrap:wrap}.article-body{font-family:var(--serif);font-size:19px;color:#39332d}.article-body p{margin:0 0 1.25em}.article-body h2,.article-body h3{font-family:var(--sans);margin:1.6em 0 .65em}.article-body ul{margin:0 0 1.5em;padding-left:1.25em}.article-body li{margin:.45em 0}.article-body blockquote{font-family:var(--sans);font-size:21px;font-weight:750;border-left:4px solid var(--violet);margin:30px 0;padding:15px 22px;background:#eee1cf;border-radius:0 12px 12px 0}.idea-list{font-family:var(--sans);display:grid;grid-template-columns:1fr 1fr;gap:10px;list-style:none!important;padding:0!important}.idea-list li{margin:0!important;padding:11px 13px;border:1px solid #d7c6b0;background:#fbf5ec;border-radius:10px}.resource-box,.cta-box,.naics-box{font-family:var(--sans);background:#f7eee2;border:1px solid var(--line);border-radius:16px;padding:22px;margin:30px 0}.resource-box h3,.cta-box h3,.naics-box h3{margin-top:0}.resource-links,.related{display:grid;grid-template-columns:1fr 1fr;gap:10px}.resource-links a,.related a{display:block;padding:11px 12px;border:1px solid #d7c6b0;background:#fffaf2;border-radius:10px}.code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;color:#8c5b3e}.sector-list{columns:2;column-gap:30px}.sector-list a{display:block;break-inside:avoid;padding:9px 0;border-bottom:1px solid #e1d4c2;color:#5b493a}.footer{border-top:1px solid var(--line);padding:42px 0 60px;color:#766c61}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{color:#665345}.legal{font-size:13px;color:#8a7d70;margin-top:28px}.statrow{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.stat{border:1px solid var(--line);background:#f7eee2;border-radius:12px;padding:12px 15px}.stat b{font-size:22px;display:block}.directory-toolbar input{width:100%;padding:14px;border-radius:10px;border:1px solid var(--line);background:#fffaf2;color:#2f2a24}
@media(max-width:900px){.grid,.grid-4{grid-template-columns:1fr 1fr}.navlinks a:not(.nav-cta){display:none}.resource-links,.related,.idea-list{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.sector-list{columns:1}}@media(max-width:600px){.wrap{width:calc(100% - 24px)}.grid,.grid-4{grid-template-columns:1fr}.article-body{font-size:18px}.hero{padding-top:55px}}

/* Earnings calculator and industry-page calculator CTA */
.calc-cta-row{margin-top:12px!important;margin-bottom:0!important}.btn-calc{background:#71805a;border-color:#71805a;color:#fffaf2!important}.btn-calc:hover{background:#64714f;text-decoration:none}
.calc-page{padding:48px 0 64px}.calc-shell{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:22px;align-items:start}.calc-panel,.result-panel{background:var(--panel);border:1px solid var(--line);border-radius:16px;box-shadow:0 14px 36px rgba(74,54,35,.07)}.calc-panel{padding:24px}.result-panel{overflow:hidden}.calc-panel h2,.result-panel h2{margin:4px 0 8px}.calc-note{font-size:.9rem;color:var(--muted);margin:0 0 18px}.field{margin-bottom:16px}.field label{display:flex;justify-content:space-between;gap:12px;font-weight:800;font-size:.92rem;margin-bottom:7px}.field label small{font-weight:500;color:var(--muted)}.range-line{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:14px;align-items:center}.range-line input[type=range]{width:100%;accent-color:var(--accent);min-height:42px}.range-value{min-width:86px;text-align:right;font-size:1.05rem;font-weight:850;color:var(--text);white-space:nowrap}.ai-note{margin-top:5px;font-size:.79rem;color:var(--muted)}.ai-note strong{color:var(--accent)}
.result-head{padding:23px 26px;background:#3d352e;color:#fffaf2}.result-head .eyebrow{color:#d8b27d}.result-head h2{font-size:1.35rem;color:#fffaf2}.hero-number{padding:28px 26px;border-bottom:1px solid var(--line);background:linear-gradient(135deg,#fffaf2,#eee1cf)}.hero-number span{display:block;font-size:.84rem;color:var(--muted);font-weight:650}.hero-number strong{display:block;font-size:clamp(2.7rem,6vw,4.25rem);letter-spacing:-.045em;line-height:1.02;margin:6px 0}.hero-number em{font-style:normal;color:#5d7048;font-weight:850}.kpis{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.kpi{padding:18px 20px;border-bottom:1px solid var(--line);min-width:0}.kpi:nth-child(odd){border-right:1px solid var(--line)}.kpi .lbl{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.09em;font-weight:850;color:var(--muted)}.kpi strong{display:block;font-size:1.3rem;margin-top:4px}.kpi small{display:block;color:var(--muted);font-size:.75rem;margin-top:2px}.ai-split{margin:0 22px 6px;padding:17px 18px;border:1px solid var(--line);border-radius:12px;background:#f0e6d7}.ai-split-title{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:10px}.ai-split-title strong{font-size:1rem}.ai-split-title span{font-size:.76rem;font-weight:800;color:var(--accent)}.ai-split-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.ai-split-item span{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.07em;font-weight:800;color:var(--muted)}.ai-split-item strong{display:block;font-size:1.15rem;margin-top:3px}.ai-split-item.builder strong{color:#5d7048}.ai-formula{margin-top:9px;padding-top:9px;border-top:1px dashed var(--line);font-size:.75rem;color:var(--muted)}.breakdown{padding:20px 26px 26px}.break-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:15px;padding:8px 0;border-bottom:1px dashed var(--line);font-size:.88rem}.break-row strong:last-child{white-space:nowrap}.break-row.credit strong:last-child{color:#5d7048}.break-row.total{border-top:2px solid #3d352e;border-bottom:0;margin-top:6px;padding-top:14px;font-size:1rem}.break-row.total strong:last-child{color:#5d7048}.retention{margin-top:14px;padding:14px 16px;background:#e6eadf;border-radius:10px}.retention b{display:block;color:#5d7048;font-size:1.05rem}.retention span{display:block;color:var(--muted);font-size:.8rem;margin-top:2px}
.inline-calc{display:none;margin-top:16px;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fffaf2}.inline-calc-head{padding:13px 15px;background:#3d352e;color:#fffaf2}.inline-calc-head strong{display:block}.inline-calc-head span{display:block;font-size:.73rem;color:#ddd0c1;margin-top:2px}.inline-calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.inline-calc-item{padding:11px 13px;border-bottom:1px solid var(--line);min-width:0}.inline-calc-item:nth-child(odd){border-right:1px solid var(--line)}.inline-calc-item span{display:block;font-size:.67rem;text-transform:uppercase;letter-spacing:.07em;font-weight:800;color:var(--muted)}.inline-calc-item strong{display:block;font-size:1.04rem;margin-top:3px}.inline-calc-item small{display:block;color:var(--muted);font-size:.69rem}.inline-math{padding:7px 13px 3px}.inline-math-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px;padding:7px 0;border-bottom:1px dashed var(--line);font-size:.78rem}.inline-math-row span{color:var(--muted)}.inline-math-row strong{white-space:nowrap}.inline-math-row.credit strong{color:#5d7048}.inline-math-row.retained{border-top:1px solid var(--line);padding-top:9px}.inline-total{padding:15px;background:#eee1cf}.inline-total span{display:block;font-size:.74rem;font-weight:800;color:var(--muted)}.inline-total strong{display:block;font-size:2rem;line-height:1;margin:4px 0}.inline-total em{font-style:normal;color:#5d7048;font-weight:850;font-size:.8rem}
.calc-section{padding:54px 0;border-top:1px solid var(--line)}.calc-section h2{margin-top:4px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:var(--panel)}.scenario-table{border-collapse:collapse;width:100%;min-width:880px;font-size:.83rem}.scenario-table th,.scenario-table td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:right}.scenario-table th:first-child,.scenario-table td:first-child{text-align:left}.scenario-table th{background:#eee1cf;color:#50483f;font-size:.7rem;text-transform:uppercase;letter-spacing:.06em}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.faq-card{background:#f7eee2;border:1px solid var(--line);border-radius:14px;padding:20px}.faq-card h3{margin:0 0 8px}.faq-card p{margin:0;color:var(--muted)}
@media(max-width:900px){.calc-shell{grid-template-columns:1fr}.inline-calc{display:block}.result-panel{display:none}.faq-grid{grid-template-columns:1fr}}@media(max-width:600px){.calc-page{padding-top:28px}.calc-panel{padding:17px}.field{margin-bottom:11px}.field label{display:block}.field label small{display:block;margin-top:1px}.range-line{gap:10px}.range-value{min-width:74px}.inline-calc-grid{grid-template-columns:1fr}.inline-calc-item:nth-child(odd){border-right:0}.inline-total strong{font-size:2.15rem}.calc-section{padding:40px 0}}